Terms and Conditions
Welcome to KALM ASSET PROTECTION ASSOCIATES LLC!
These Terms and Conditions outline the rules and regulations for the use of the website of KALM ASSET PROTECTION ASSOCIATES LLC ("Company," "we," "us," or "our"), located at: www.kalmassetprotection.com.
By accessing this website, you agree to accept these Terms and Conditions. If you do not agree to all terms stated on this page, please discontinue use of our website.
SMS Terms & Conditions
1. SMS Consent Communication:
The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties or affiliates for marketing purposes.
2. Types of SMS Communications:
If you have consented to receive text messages from KALM ASSET PROTECTION, you may receive messages related to the following:
- Customer care regarding appointment reminders, follow-up messages, and customer inquiries.
- Account notifications regarding updates and reminders.
Example: "Hello, this is a friendly reminder of your upcoming appointment with KALM ASSET PROTECTION on [Date] at [Time]. You can reply STOP to opt out of SMS messaging at any time."
3. Message Frequency:
Message frequency may vary depending on the type of communication. You may receive up to 10 SMS messages per week regarding your appointments or account status.
4. Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-In Method:
You may opt-in to receive SMS messages from KALM ASSET PROTECTION by submitting an online form and checking the dedicated SMS consent box.
6. Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7. Help & Support:
If you are experiencing any issues, you can reply with the keyword "HELP". Or, you can get help directly from us at [email protected] or by calling (800) 428-4875.
Additional Options: If you do not wish to receive SMS messages, you can simply choose not to check the SMS consent box on our forms.
8. Standard Messaging Disclosures:
- Message and data rates may apply.
- You can opt out at any time by texting "STOP."
- For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.
- Message frequency may vary.
Cookies
We use cookies to enhance user experience and website functionality. By accessing our website, you agree to the use of cookies in accordance with our Privacy Policy.
Cookies help:
- Improve website performance
- Store preferences
- Enable certain interactive features
You may disable cookies through your browser settings, though certain features may not function properly.
Intellectual Property & License
Unless otherwise stated, KALM ASSET PROTECTION ASSOCIATES LLC owns the intellectual property rights for all materials on this website. All rights are reserved.
You may access website content for personal, non-commercial use only. You must NOT:
- Republish material from our website
- Sell, rent, or sublicense content
- Reproduce or duplicate content
- Redistribute website content without permission
User Comments & Submissions
Certain sections of the website may allow users to post comments or content. We do not pre-screen or edit user comments prior to posting. Comments reflect the views of the individual user, not the Company.
We reserve the right to monitor and remove any content that is:
- Offensive
- Defamatory
- Infringing on intellectual property
- Unlawful
By posting content, you grant KALM ASSET PROTECTION ASSOCIATES LLC a non-exclusive license to use, reproduce, edit, and distribute your submission in any format.
General Website Terms
By accessing our website, you agree to be bound by:
- These Terms & Conditions
- Our Privacy Policy
- Any additional service-specific terms
We reserve the right to modify these Terms at any time. Continued use of the website after updates constitutes acceptance of the revised Terms.
Hyperlinking to Our Website
The following organizations may link to our website without prior approval:
- Government agencies
- Search engines
- News organizations
- Online directory distributors
Other organizations may request linking approval by contacting: [email protected]
Approved organizations may link:
- Using our corporate name
- Using our official website URL
- Using a fair and accurate description of our services
Use of our logo or trademarks requires prior written authorization.
iFrames
You may not create frames around our webpages that alter visual presentation without prior written consent.
Content Liability
We are not responsible for content appearing on external websites that link to us. You agree to indemnify and defend us against claims arising from your website or content.
Reservation of Rights
We reserve the right to:
- Request removal of links to our website
- Modify linking policies
- Update these Terms at any time
Removal of Links
If you believe any link on our website is inappropriate, you may contact us.
Phone: (800) 428-4875 | Address: 3715 Lake Bend Shore Dr, Spring, TX 77386 | Business Hours: Monday to Friday, 8:00 AM – 2:00 PM
Disclaimer
To the fullest extent permitted by law, we exclude all warranties related to this website and its use.
As long as this website and its services are provided free of charge, KALM ASSET PROTECTION ASSOCIATES LLC shall not be liable for any loss or damage of any nature arising from its use.